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Will My Home Insurance Policy Cover My Dog’s Breed?

As dog owners, we love our furry little companions more than anything. Unfortunately, some insurance companies don’t if your pooch falls under certain breed categories. There are a number of breeds that many insurance companies are hesitant to offer coverage for because statistics show that they are more likely to bite and cause injuries. This, […]

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How Can Your Business Be Prepared for a Fire?

A fire at your business might seem improbable, but it is not impossible. Hopefully, you’ve insured your equipment and space, but even so a fire can be a major setback and, even worse, can seriously endanger everyone present. Fire prevention and safety should be practiced and encouraged in the workplace, and there are specific measures […]

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Smoke Detector Best Practices

Every homeowner knows that smoke detectors are crucial, but do we really utilize them to the fullest degree? The National Fire Protection Association estimates that 890 lives could be saved each year if all homes had working smoke alarms. This number is drastically lower than the number of deaths caused by home fires before smoke […]

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blog image of a teenage driver; blog title: How to Lower Your Teen’s Auto Premiums

How to Lower Your Teen’s Auto Premiums

Giving your teenagers spending money already hurts your wallet, but just wait until they start driving and you have to pay for insurance every month. New drivers are the most accident-prone demographic in terms of driving, and insurers know that. Since teenagers are four times as likely to crash as an adult driver, their rates […]

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Will Using Nicotine Replacement Products Increase My Life Insurance Rates?

As a former smoker, you heard it a million times: you need to stop smoking for your health and your budget. So you did! And you started using smoking cessation products like gum, patches, or e-cigarettes that contain nicotine in order to kick the habit. However, the time has come for you to upgrade your […]

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How to Inform Your Kids About Fire Safety

Letting your little ones know the importance of being safe when a fire breaks out is imperative but can also be daunting. Such a serious subject can either be too much for them to handle, or it might go right over their heads. So how do you discuss the subject with them the right way? […]

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blog image of caution wet floor sign; blog title: a guide to preventing slips and falls around your business

A Guide to Preventing Slips and Falls Around Your Business

Whether you actually hurt yourself or just suffer from a bruised ego, slipping and falling is always a nasty shock. At home, you can usually just dust yourself off and forget about it, but if you own a business, slips and falls suddenly become much more serious. Maintaining a safe business property for your employees […]

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Term and Whole Life Insurance: Explained

Life insurance is nobody’s favorite subject of conversation. Most people associate life insurance with expensive monthly premiums and, more importantly, their own mortality. For that reason, many people aren’t sure how life insurance works, or what their options are. However, thinking about your life insurance policy is very important! It is intended to lessen the […]

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blog image of a home decorated for Halloween; blog title: how to get yout home ready for a safe halloween

How to Get Your Home Ready For a Safe Halloween

Witches and ghouls are scary for the kiddos, but as a homeowner, you know that the real terror of Halloween lies in vandalism, lawsuits, and liability claims. Use these tips to make your home and belongings safe on Halloween night, both for you and your spooky visitors. Be All In or All Out Trick-or-treaters expect […]

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blog image of a vehicle on fire; blog title: avoiding and reacting to automobile fires

Avoiding and Reacting to Automobile Fires

Imagine you are driving down the interstate when black smoke starts rolling out from under your hood. Do you have any idea what’s going on? How are you going to react? Automobile fires are pretty rare compared to other types of highway incidents, so most people don’t know what to expect or how to handle […]

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